Terms of Service

1. Acceptance of Terms

By accessing or using the Krypton Investing website (krypton-investing.com) and our services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our website or services. These Terms constitute a legally binding agreement between you and Krypton Investing.

2. Description of Services

Krypton Investing provides financial investment services, portfolio management, retirement planning, wealth strategy, and related financial guidance. The specific services provided to you will be detailed in a separate advisory or service agreement. The information on this website is for general informational purposes and does not constitute financial advice.

3. No Investment Advice

The content on this website is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal. You should consult with a qualified financial advisor before making any investment decisions.

4. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information
• Use our website and services only for lawful purposes
• Not attempt to gain unauthorized access to our systems or data
• Not reproduce, duplicate, or exploit any part of our website without permission

5. SMS/Text Messaging Terms

By opting in to receive text messages from Krypton Investing, you agree to the following: Messages may include service updates, appointment reminders, and relevant financial information. Message frequency varies. Standard message and data rates may apply depending on your carrier plan. You may opt out at any time by replying STOP to any text message. For help, reply HELP or contact us at taylor@krypton-investing.com. Consent to receive text messages is not required as a condition of purchasing any goods or services. We will not share your opt-in status or phone number with any third parties for their marketing purposes.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Krypton Investing or its content suppliers and is protected by applicable copyright and trademark laws. You may not use, reproduce, or distribute any content without our prior written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Krypton Investing shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount you have paid us for services in the twelve (12) months preceding the claim. This limitation applies regardless of the theory of liability.

8. Disclaimer of Warranties

Our website and services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Indemnification

You agree to indemnify, defend, and hold harmless Krypton Investing and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney’s fees) arising from your use of our website or services, or your violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Maryland.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Contact

For questions about these Terms of Service, please contact us: